SHERIFF CARMINE MARCENO’S OCTOBER 2024 FRAUD ALERT: AVOIDING CONTRACTOR FRAUD AND UNLICENSED CONTRACTORS
Lee County has suffered significant storm damage over the course of two years.
Compounding the sadness and frustration felt when one’s home is damaged or destroyed is attempting to repair and rebuild quickly and efficiently.
Our county is extremely fortunate to be home to some of the finest contractors in the nation; many of whom have extensive experience repairing and restoring structures that have suffered water and wind damage.
Unfortunately, shortages in labor, insurance challenges and other obstacles have, in some cases, generated desperation and a willingness to accept assistance from unlicensed and unscrupulous individuals. With many still attempting to complete repairs from Ian in September of 2022, we can certainly empathize with these individuals.
The aforementioned unlicensed and unscrupulous individuals have taken advantage of both desperation and financial difficulties and, as a result, have further victimized those who have already endured so much.
It remains imperative to be vigilant when hiring contractors. This requires a bit of footwork, but will prevent difficulties and criminal activity.
Begin by ensuring that your contractor is licensed. The Florida Department of Business & Professional Regulation allows individuals to verify a license online. Visit https://www.myfloridalicense.com/wl11.asp?mode=0&SID= and search by name, license number, city/county and/or license type. Additionally, request proof of insurance prior to beginning work.
It is always recommended that you obtain multiple estimates. Estimates should always be done free of charge and will help identify fraudulent offers. Check with your insurance company and have an adjuster review the work that needs to be done prior to going forward with repairs.
Once a contractor is selected, insist upon a contract that includes a clear description of all work being done, materials to be used and total cost. Requesting a completion date, within the contract, is also prudent.
Large upfront payments (exceeding 20%) and requests for cash should raise red flags. It is recommended that you ask your contractor for a list of clients who have utilized their services. Don’t hesitate to contact these previous clients.
Permits are required for specific types of repairs including, but not limited to, construction, demolition, change of occupancy, remodeling and the conversion/replacement of any electrical, gas, mechanical or plumbing system, provided the installation is regulated by the Florida Building Code (FBC). Learn more about permitting by visiting www.leegov.com/dcd/BldPermitServ. Additionally, you can verify that a permit has been applied for.
To report suspected contractor fraud, please contact the Lee County Sheriff’s Office by calling 239-477-1000, by calling the Florida Department of Business and Professional Regulation by calling (866) 532-1440 and by filing an online report at www.floridaconsumerhelp.com.