Benefits

Hartford In-Line-Of-Duty Life Insurance

When an officer is accidentally killed in the line-of-duty, Florida and Federal laws require certain benefits for their family. $50,000 Accidental Death, Florida Statutes, Sections 112.19 and 112.91: This provides that if a law enforcement officer, under the age of 70, is accidentally killed while engaged in the performance of any of the duties of their profession, their beneficiary shall receive the sum of $50,000. This payment is in addition to Worker's Compensation or Pension Benefits and is exempt from creditors' claims. $150,000 Intentional Death, Florida Law Enforcement Officers and Firefighters Death Benefit Act, Florida Statutes, Sections 112.1904 and 112.1914: This law provides that if a law enforcement officer or firefighter, as a consequence of the performance of their duties, is unlawfully and intentionally killed, their estate will be paid $150,000. The employer is also to pay for educational costs for any dependent children of the deceased officer $25,000, if an On-Duty Death Occurs While The Officer Is Engaged In Fresh Pursuit (if applicable), Florida Statutes, Section 112.19: This law applies if a law enforcement officer or firefighter is engaged in fresh pursuit/emergency response death. Worker's Compensation - Death Benefits are payable up to $100,000 for member's on-duty death.

For more information on your in-line-of-duty life insurance benefits, please refer to chapter 22.